The Inner Circle
Dear Inner Circle,
I see it in every temple, every spiritual retreat, every WhatsApp group dedicated to Krishna consciousness: people who are deeply sincere in their devotion but cannot find rest in it. The chanting does not quiet the mind. The puja does not produce the peace it promises.
The Bhagavad Gita has a precise diagnosis for this condition. The modern mind is Rajasic — restless, goal-oriented, constantly seeking external validation. Bhakti, as described in Chapter 12, requires a Sattvic mind. You cannot pour water into a vessel that is spinning.
"Fix your mind on Me, be devoted to Me, worship Me, bow down to Me. So shall you come to Me." — Gita 18.65
The RBI's new digital lending framework for MSMEs came into effect this quarter. The key change: all digital lenders must now disclose the Annual Percentage Rate (APR) clearly before loan disbursement — ending the predatory hidden-fee practices that trapped thousands of MSME borrowers.
The practical implication: if you have taken a digital MSME loan in the past two years, you may be entitled to a refund of hidden fees. Contact your lender and ask for an APR reconciliation statement.
MSME Credit Guide →
Leadership wisdom from Indian mythology — for founders and managers who want to lead with integrity.
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CEO · CMAC & COWE | Author of 10 Books | MSME Advisor | Vedic Scholar
Until next fortnight — keep thinking, keep building.